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Financial Samurai

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Posts

Finally Cut Cable To Prepare For Harder Times Ahead

The FIRE Movement Is So Back Thanks To AI

Why Pershing Square Holdings Trades At A Deep Discount To NAV

The Rarest Homes Have Enclosed Front And Back Yards

Becoming A Competent Investor Is A Vital Skill To Master

Escaping The Permanent Underclass May Not Be Necessary After All

Be Careful Sabotaging Your Retirement For Private Grade School

How ETFs, Open End Mutual Funds, and Closed End Funds Actually Trade

Why the Feel-Good Wealth Effect From Real Estate Beats Stocks

What Fundrise’s Innovation Fund NYSE Listing Means for Investors

Why the Best Real Estate Deals Exist Outside the Frenzy Zone

Lose Weight By Embracing Your Inner Economist and PF Nerd

$200,000 Is Now Considered Lower Income Or Poor For Families

Why Letting an ARM Reset Can Be Smarter Than Refinancing

AI Can Be A Great Therapist For Many Of Your Problems

The Main Reason I Won’t Be Buying a New Car Anytime Soon

Having Kids Is The Best Way To Decumulate Wealth When FIRE

2026 Real Estate Outlook: Much Better Times Ahead

Practice Converting Annual Investment Returns Into Time Saved

Investment Outlook For Public And Private Stocks In 2026

New Year’s Resolutions 2026: Less Optimizing, More Living

Be Careful Buying The Dip Too Often, Too Soon

2025 Year In Review: A For Effort, B Minus For Results

The Best Of Financial Samurai 2025: 100 Million Readers Served

Almost Burned Down My Parent’s Home Twice In One Week

Eliminated a Regret and Fulfilled a Childhood Dream for Free

Betting On The Santa Claus Rally To Finally Come Through

Being Unable To Spend The 529 Plan Money When The Time Comes

Warning: Households Have More Wealth in Stocks Than Real Estate

How Much To Spend On House Cleaning By Income and Net Worth

The Third Rule Of Financial Independence Could Also Be Your Biggest Regret

Investment Gains Shouldn’t Cancel Out Your Cash Flow Problems

Overcoming Financial Hopelessness When Life Feels Impossible

Selling Treasury Bonds Is Easy, But Consider The Tax Implications

Big Lot vs Great Views: Deciding Which Home Offers More Value

Why Housing Affordability Could Actually Be At An All-Time High

Time to Buy A New Car: Mine Is 10 Years Old & Causing Problems

Thankful for the Opportunity to Keep Competing and Thinking

Living Solely Off Social Security Benefits In Retirement Is Possible

How To Overcome Travel Guilt As a Stay-at-Home Parent

Made More From One House Than 26 Years of 401(k) Investing

Survived Basic Economy And Then Won The Lottery

The 2026 401(k) Contribution Limits Feel Like Big Money Now

A 50-Year Mortgage Is Fantastic For Homeowners And Investors

Be an American Nerd, Not the Cool Kid, If You Want to Survive

You Might Not Be as Good an Investor as You Think

Please Don’t Rent Your Entire Life: Housing Security Is Vital

Paying For A Home Inspection Is Worth The Cost, Don’t Skip Out

FIRE Confessional: No Big Paycheck During a Bull Market Stinks

The 8 Scariest Financial Situations You Can Find Yourself In

How to Endure Suffering to Build Greater Wealth and Resilience

Poor Versus Rich Millionaires: Liquidity Is The Difference

Millionaire Early Retirees Probably Shouldn’t Get Healthcare Subsidies

Permission To Live It Up In Retirement Granted: The New 5% SWR

How Empower’s Free Financial Review Helped Me Rethink Retirement

Spending Money to Save Time Is the Best Use of Funds

Vacations Just Aren’t As Great Once You Retire Early

It Feels Like 1999 Again: Time To Party Without Blacking Out

The Cost To Prove Your Ethnicity And Heritage: Hawaiian Edition

The Main Way To Save Your Children From AI Is To Invest In AI

Turn a Government Shutdown Into an Opportunity to Thrive

Identity Diversification May Be As Important As Investment Diversification

The Ideal Length Of Time To Hold A Mortgage Until Paying It Off

Being Truly FIRE Is Terrible For Entrepreneurship, But That’s OK

Purposefully Leaving A Rental Property Empty As A Luxury Move

The Difficulty Of Donating Money When You’re Unemployed Or FIRE

Invest In Monopolies To Profit And Win: Resistance Is Futile

The Upside of Grindcore Culture: Work Hard, Profit Harder