AgeWage: Making your money work as hard as you do
The Times thunders for pension increases – urging TPR to praise some and call out others!
FCA and TRAC support tokenisation to boost efficiency in asset management
Don’t mix up the St Pauls with Fleet Street please!
Torsten – have a word with Nausicaa about how your pension is invested!
Aegon to become “TransAmerica” and dispose of Aegon UK
Why has WTW bought Cushon? Why did people buy Cushon?
John Hamilton to explain what drives him and the Stagecoach Pension scheme
“The private credit market is going to be pushed to extremes” – sound familiar?
Is AI a problem for compliance or an aid?
A CDC Superfund? David Fair’s “end-game” is confusing.
The pension industry will leave it till 2029 , hoping CDC fails
Does Lord Gove think leaseholders will be freed? Harry finds out.
A man and a woman making sense of investment for retirement
Back to the future; the return of the surplus – and Richard Jones (video & slides)
Richard Jones at Pension PlayPen today? Yes please!
The embarrassing lottery of the default “pension” pathway.
“No growth No pensions”. John Hamilton; COT of Stagecoach Pensions
TPR probes barriers to investment – a hat-trick of wins in a week.
Pension Bee’s campaigned for “pot transfers” since the days of Robin Hood
What journey’s best in the pension end-game?
A run through of pensions in the UK; for those who are confused!
Good enough for a financier – good enough for a bus driver?
Ros Altmann in 2020 on the Pension Action Group’s progress to that date
Great Britain – How We Get Our Future Back.
Britain needs LGPS’ Pools of excellence to turn pots to pensions!
More self-congratulations from rich lawyers – this time earned.
Has Aberdeen got itself a superfund? Not quite but the door is open!
The Labour Govt. does not have to betray leaseholders like this
Hartlepool v Yeovil ; why it’s good to be a Glover!
Pension Schemes Bill is OK and moves to House of Lords
Purple book and PPF letter sheds light on Pre-97 increases (to actuary Colin Haines)
Workplace savings – not about saving tax but buying pensions
How many ways to promote Richard Johnson at Pension PlayPen next Tuesday?
The idea that members will get pension pay increased from Stagecoach’s surplus “interesting”.
Back to the future! The return of DB Surpluses with Richard Jones
You will know the Stagecoach pension deal is a ‘landmark’ from the backlash
Today Fiduciary Duty’s whatever you want ; trustees need direction.
Don’t leave frozen pensioners out in the very cold – cold
Trustees change sponsor from Stagecoach to Aberdeen rewarding 22,000 members
A new contract with Government for the next generation of pensioners
John Mather speaks on Britain as he ekes out his later life
Better pensions: Economic Growth: Sound the Bell
The “pensions industry” unites in stating the bleedin’ obvious.
Smithfield and Billingsgate markets to move to Royal Docks
SPP on the CDC pension we should get when buying in at retirement
Will HSBC pensioners get unjust deserts?
Lies, Damned Lies and the Telegraph – Gareth Morgan.
A very rigorous coffee morning
First Actuarial to be bought by Gallagher
An AI bubble popping? The FT expect one, I want a pension not a pot!
Having a Greta Garbo moment next Tuesday at 10.30am.
The WARP of working and receiving pension – bigger than all of us!
“That, my friend, is complete bollocks” – the great life of Chris Sier.
This will be a budget that rewards wealth management.
Stop the politics, we have pension testing in 2026, delivery in 27.
Slicing and dicing the BBC’s reputation – Simon’s irregular thoughts.
UK’s tech sector could be the best in Europe, but this timid budget won’t help
Rethinking How We Fund Later-Life Care: Time for a UK “CareSaver”? – Alexandra Miles
Calandagan – the best horse in the world – wins the Japan cup this morning!
Lord Snooty and Co push the freedom of leaseholders back years.
Generations of Brits troubled by tax cliff edges?
Time for Government to think bigger on Defined Benefit pension surpluses?
Media 1- parliament 0 ; democracy’s penalty o.g . in the last minute
The mill wheel that grinds the flour that makes the bread
We shouldn’t have deficits , we shouldn’t have surpluses – we won’t with CDC!
The Greta Garbo Budget – a PP discussion next Tuesday
Backbone of Britain: UK SMEs forgotten in the Autumn Budget- say accountants
In its ” Hyperscale Build Race” – can AI benefit from clean energy?
Penson Surpluses can now be “tapped” for staff’s best interests
No need to moan, pensions should kick start growth in Britain, not Govt. borrowing.
Coal Staff – why aren’t we shouting from the rooftops this great news?
Salary Sacrifice Scrapped? Good for our OBR headroom – inconsequential to pensions.
Great news for those in PPF and FAS with no pension wage increase since 1997. What next?
A look at this lunchtime’s Budget through the pension lens
A budget horror story for those exploiting freehold?
Aoifinn with George Graham; on running Lancashire and Yorkshire’s pensions.
Schroders talk of the importance of transparent stock markets in the UK.
What Gordon Aiken’s telling the insurers who bulk sell annuities
A budget that can only beat dismal expectations.
LIST;- the 2025 Life insurer stress test (warning insurers named!) Thx Andy Smith
“Married woman’s pension” and the upgrade to the state pension since 2016.
What are “pre-retirement” pension strategies targeting these days?
Budget – have your say on what YOU want; 10.30am today
DC pension won’t it used to be – but some values are for ever – thanks Hymans.
Let data centres jump the queue for power.
Richard and Bec launch the five secrets of the happiest pensioners
“Why are there now 2 levels of state pension, old and new? How is that fair?”
Don’t mess with my brain – leave the state pension alone!
Wouldn’t requiring cyclists to wear helmets help?
Meat and drink of a pension event – a compliant audience.
Who loses from R&T’s plan to “tax” pension saving (and how much)?
How you can support pensioners being cheated out of their pension increases
The photos Chatham House doesn’t quite cover!
Do Pension Schemes need to do more on Complicity?
Mrs Reeves and Pensions ; the full unexpurgated version
What is acceptable – what unacceptable – in pension taxation?
Increase your staff pension payments by 50%? No thanks. Increase pensions by 60%? Yes please!
A smorgasbord of a budget? Could be a bit messy!
Mrs Reeves and Pensions
Terry Pullinger on the future – for people needing pensions.
Up to Scotland, capture the wold cup joy and bring it home to London!
Thanks LCP – you’re finding that for four in five of us – pensions mean pensions.
How can people get advice about pension defaults like CDC?
It shouldn’t surprise us – the FCA trustees are no different – they don’t listen to the FCA or Treasury.
Learning about Dutch CDC from one of their senior pension spokespeople
Scotland beat off Vikings- I’m on an early morning trip to Inverness and Kyle Lochalsh!
The AI Boom Is a House of Cards ; Niall Ferguson:
The PPF is waggling its tail at what it can do with a spare £14.1bn
Not that much “reassurance” about shifting my pension to an insurer.
How the New Dutch Pension System Really Works (Russ Oxley)
Unlike a wage for life , a pension pot’s “Number” rarely turns up!
“Can the dashboard ween us off our addiction to pot?” – asks Smith
Are the Dutch moving to CDC as we know it? A Dutchman comes to our table.
Public Spending will fall when productivity improves..
Road to the budget: it’s time for the Treasury to take back control
Labour won big at the High Court. Why are they hiding it?
Can we invest with Iceland + to protect and help develop us?
A good old rant over the piss up in The Brewery.
Just how good are these offers to insure your DB pension?
People don’t panic about their pension but their wealth!
What the Dutch can teach us (Hymans from last year)!
A year of recovery with more to come
The Dutch Pension Reform WTP – Rogier Swierstra
What have the Dutch ever done for us…? CDC with Rogier
The damage that QE did to a saver who did what the Trustees and Insurer told her to
Congratulations to everyone who has won anything this week
London Calling! After all this, won’t you give me a smile?
Why WASPI women have been treated with ill-communicated decency…
Greenland has joined our worldwide readerhood!
The NHS has made me very happy!
A proper analysis of the disaster of QE on our pensions. – Pensions Oldie
I’m 2 years a pensioner in France, 3 years off in UK – guaranteed 5- 20 years under LCP
A dozen or a baker’s dozen for arguments for and against WASPI (pt. 94)
Harry Scoffin on the sorry fate of leaseholders and what commonplace could do to help! (video)
Claer Bartlett lets rip over another threat to pensions
Dylan Klebold’s Crush – a poem and a video by Tim Miller
QE destroyed pensions , QT our capacity to afford them – thanks Bailey/BOE
When I’m 64… I’m playing healthcare bingo!
Has “fiduciary” been captured by the “pension woke”?
The “S” in pension ESG is “commonplace” today with Harry Scoffin
Utmost is owned by US private equity operating a slow boat to Bermuda.
“Evergreen” Private Equity is not what it sounds – say ILPA to FT
Lloyds; now one of Britain’s top 5 landlords, should come @10.30 Tuesday to hear Harry Scoffin
All together now! Why the Americans need to learn the British way of pensions.
Into my 65th year a very lucky boy! May we deliver pensions for my generation and the next
250 British bosses ask that the pension drawbridge be dropped and capital released
£2bn pension tax-but? Broad shoulders shudder!
Retail collective pensions? I fear an opt-out in retirement for CDC.
Ground Rents don’t seem to be doing much good for pensions either.
“Analysis of the real risks and values of life expectancy is needed” – William McGrath
M&G and Rothesay set pensions against leaseholders; enough of this.
Priorities for delivery of pension pain? – The latest HMT fishing.
2026 a testing year, 2027 a year of delivery – for pensions.
A pension is deferred pay not a defined pension – get it – Paul Waters does!
Harry’s live on pension support of leaseholder abuse.
Collective DRAWDOWN? Another drain on delivery – enough!
Insurers competing for pensions using leverage to boost annuities? Surely not.
“Commonhold for the many not just the new”- sign to support
“Our inheritance obsession is keeping older people poor” -Tom McPhail
Dr Chris Sier; 1966 to 2025
Levelling the Pension Credit field.
What am I worth? The FT can tell you in a number of ways…
How can we be ignorant but confident our pension will work out for us?
Rob tomorrow to pay for today? Reform UK’s pension “waffle-bomb”.
How do trustee’s feel about DB surpluses- from their mouth or according to an insurer?
Opportunities for our pension funds ; quantum software on the doorstep.
“The payment of tax is voluntary” – a useful thought from Laurence.
Thoughts for Peterborough – Mark Ormston’s “pension town”.
Financing the next wave of New Towns; investment not Government borrowing
Making Money for Torsten
FT pension journalist Mary McDougall takes on “Asset Management”
Debate pension surpluses – tomorrow 10.30 am
The hope people have of getting better paid when they stop working.
“GPPs aren’t competitive” – but are CDC’s good business?
Americans humiliated on the racetrack, a few weeks after the Ryder Cup
!066 and all that!
How offshore insurers manage British pensioner money
Rachel and Torsten plan raid on pension national insurance perks
Corporate Advice for GPPs and the employers and savers that use them
Public Policy Adjustments to Increase UK Investment from Defined Benefit Schemes
No VFM from CDC? – an outburst from an actuary.
Big differences in Pension Credit take-up revealed
Extracting DB surplus with Christos Christou
Struggling to compute the risk of being paid a pension by Microsoft?
A roadmap for a CDC pension by 2027?
At last a plan for all pension schemes to pay pensions.
Pension Credit – new figures reveal large regional gaps
Have Standards Phoenix and watch how you go with Americans !
Pensions screwing leaseholders? We say- “cap freeholder fees”!
Don’t make trophies of your CDC trustees – TPT!
Five reasons for opening this blog, CDC,CDC,CDC,CDC,video!
CDC: “How do you make it fair?” not through liability driven investment!
We don’t need austerity, we need to invest and grow
A principles-based approach to CDC – a blog from Shalin Bhagwan
Workplace pensions – a bright star in a dark sky for Corporate Britain
What should employers make of CDC? Your views welcome!
Patrick Bloomfield did not die for nothing- Smith and Miles – a tribute.
Ford – the “not so” British pension risk transfer.
Why Bell and Reeves are too right to risk us being wrong .
Jeremy Hunt would undo public pensions his Govt guaranteed till 2036
Blackmore Bond Holders will get FSCS claims paid – Carlier.
Conservative economics cut pensions – Jeremy and Tom on one page!
Why are banks so rubbish at workplace pensions?
Will “Single Purpose Pensions Authorities” suit Surrey and the LGPS?
A great British Fintech is no fit for NatWest.
We have a Government that respects pensions – let’s be thankful.
Millions need us to deliver on CDC by 2027 ; here’s why- here’s how!
Pension heroes or Pension zeroes – pre-97 and under payment of indexation.
CDC today and tomorrow – PlayPen coffee morning 10.30 Tues.
McPhail lays into Bell over mandation
CDC’s got a hard centre. Tough talking from DWP (4 TPR)
Why keeping at retirement transfers separate from whole of life CDC makes sense
Tax Free Cash Payments a test of provider’s VFM? Help the FT find out.
CDC expansion – we’ve heard it all before – is this time for real?
How do we account for things we can’t smell see or feel?
Bell knows CDC could be a pension tsunami; he is taking risks-good for him.
No more balanced diagrams please – we want 60% better pensions!
Pensions misspelled – Robin Ellison puts it right for the incoming TPR Chair
Jo Cumbo’s last word on political interference in investment of our money.
CDC – we “stand like greyhounds in the slips, Straining upon the start”.
Andrew Watson speaks this morning of the “Taxonomy of Intangibles” – 10.30am (details here)
LGPS – £147bn is an ECONOMIC MIRACLE – what should be done?
A big question of Commonwealth, emerges in our pension investment
Patrick Heath-Lay calls for simplicity – for his 7 million savers.
Dashboard – don’t keep me waiting!
“The first major accounting update in at least 500 years” – Andrew Watson
Pensions transfers need to cost under £10 for the “small pot carousel”
Work Pensions do deals NOW in UK private markets (not just offer LTAFs).
Tom McPhail and Robin Ellison ; time for a regulatory rethink? We think so.
ABI’s insurers invested only 0.24% of workplace pensions in Compact assets last year
DB, DC, CDC? Just “pensions” – judged by VFM
Tom McPhail questions the value for money of our pension regulation
The commercial advantage for employers of switching to CDC
Pension UK – Should Theroux in his playground market your Conference?
Couldn’t pre-97 pension indexation be met by a windfall-tax on insurers?
Value for Money – simple ; “money saved v pensions paid”!
Rachel’s new world of fiscal prudence doesn’t work for pensions!
“Concierge Service” for overseas investors with money for the UK
Taxonomy of Intangibles – by Rethinking Capital
The pre-97 pensioners who lost their pension – had NO voice at Conference.
The end of Blunkett’s era – the Bell has rung (after an overlong interval).
Consolidation-it’s advantages and limits from Borders
A fillip for pensions – mimicking Canada; Reeves pushes for UK investment
Torsten v Webb – Hutton v Cumbo , regulators . legislators and 1600 delegates
Stamina sapping – vocation enhancing – triple day wonder in Mancy!
“Investing for an adequate retirement” – (what happens when you involve the audience)
Pensions UK Conference – met Pension Commission; an unlikely success
What a Convention can miss but Richard Smith can deliver!
Pension Dashboard – Richard Smith – 10.30 today – free ticket inside
Pension UK’s Conference – and a strategy for five years
Steve Webb on contracting out of SERPS – John Greenwood look away
Andrew Warwick-Thompson at rest
Andrew Warwick-Thompson remembered today
The UK banks, the PRA , our insurers and pensions! Something for Manchester?
Ian Mcknight meets Aoifinn Devitt and sounds green in the gloom
From minnow to monster- will workplace GPPs become CDC?
We’re not spending, we’re hoarding – that’s not investing- it’s neurotic!
“Pensions UK” has reclaimed “pensions”. Will delegates be “2030 ready” by Thursday?
How can housing wealth bridge the later life funding gap
What are IOW’s pension caulkeads up to?
We stop spending and save save save! Let’s make that work.
Why should we build a “disposable” pension system?
Instaviduals? How you get Pension VFM out of geo political conferences. Indeed.
Confusion over “pre-97 pension increases ” and workplace pensions to come.
“Fear of risk has has ruined the prospect of a real pension” – Pullinger
Does CDC work like a DB or a DC pension plan? I don’t care!
“Data will be a Game Changer”; Richard Smith
Can India pay pension payments “cradle to grave?”. Can UK help and learn?
Right, you ‘orrible lot…
The consumer voice insists on being heard.
Just How Serious Are the Growing Pains in the UK’s Bond Market?
The Pension Trust could run a Pension Superfund
Is there no opposition to the Bill at this “crossroads in pension policy?”
Empathy not sympathy with wanting “cash now pension later”!
“Dashboards will be a Game Changer”; Richard Smith – Tuesday
Clean floors – aim accurately and don’t drink more till you do.
Dalriada and Smart – do you know why people still invest rubbish AVCs?
Pensions at a policy crossroads?
We don’t get bigger than the £212tn Energy Transition opportunity.
Where does life expectancy go from here? Stuart McDonald and friends!
Matt Setchell, Octopus Energy-“energy transition” today at 10.30 (link inc)
What does Standard Life’s “affordable pensions advice” say about freedom?
Sweden – a better model for British financial services and our private pensions?
Dan Mikulskis – what he’s doing at People’s..
Matt Setchell, Co-Head of Octopus Energy- talks about transition
Young and old – support each other – treat tax speculation as gossip!
For Somerset and Dorset , the “slow and dirty” pension fund way – is LPPI
One billion oysters? Where do I sign?
PPE Medpro made £200m but never filed full accounts. The law should change.
Back to work tomorrow Damian? Millions like you to talk to!
An ageing workforce finds our pensions fail us – we need to stay bread-winning
Social porn from finance media? – Nangle Trumps Robinhood and Selfies
Social porn?
SeLFIES (on phones) for the self-employed
I’m a pensions expert and I’m taking my tax-free cash now – Tom McPhail
Two great videos that make me glad to have a Nest pension
How investors can access the £212tr energy transition opportunity
IFAs know that Retirement Matters – finding out with Owen James
Warning – advert – but a good one – from down under!
Torsten swerves taxation chicanes and is flat out on the straights
FT struggles to find experts to oppose this idea